Building payments and fintech infrastructure products focused on faster go-live, stronger reliability, and scalable backend systems. Working across payment orchestration, payouts, virtual accounts, reconciliation, and core fintech product architecture.

• Founded ciphers as an AI & software lab focused on building experimental and production-grade digital systems.
• Designed and developed products across software engineering, automation, infrastructure, and applied AI use cases.
• Led end-to-end execution from idea validation and system design to implementation and deployment.
• Built with a strong focus on scalability, security, clean architecture, and practical business utility.
• Used the lab to test, refine, and commercialize promising technical ideas into real software products and services.

A hobby project I started where I believe in instilling the power of code in everyone. My mission is to unlock your potential, one line of code at a time, making programming accessible to all.

• Built AiPay’s fintech platform from the ground up with a lean 2-person team, covering a digital closed-loop wallet system and direct bank-integrated services.
• Engineered high-scale fintech systems processing lakhs of monthly transactions and supporting 9-digit daily GTV.
• Architected the core ledger system and an AI-assisted 3-way reconciliation engine that automated about 90% of bank statement reconciliation.
• Built a custom accounting platform to replace costly off-the-shelf software, materially reducing operational software costs.
• Built internal infrastructure for credit line management, merchant scoring, and AI-driven operational insights.
• Designed robust reporting, dashboards, and transaction operations interfaces, including advanced tables with powerful filtering and sorting capabilities.
• Implemented secure KYC and compliance-aligned workflows, and supported VAPT testing and platform security hardening.
• Built an automated commission engine to calculate and disburse commissions accurately at scale, removing manual overhead.

Building a product with ❤️ for the Humans of Data

• Removed tech debt: Overhauled static Vue components, shifting to config-based dynamic generation for improved efficiency.
• Implemented UTM tags framework: Empowered ElasticSearch calls with UTM tags for features like recent visitors, trending searches, and more.
• Module owner & implementor of all connectors: Responsible for all data source connectors including Redash, Kafka, etc.
• Owned the description editor module: Enhanced the module with MD support, TypeScript integration, and maintenance.

🚀 Startup's 2nd Software Engineer!

• Developed, maintained, and enhanced browser-based IDE (Code editor).
• Implemented Real-time Code Collaboration for the IDE.
• Built mobile version of the IDE from scratch.
• Implemented File Support with Drag-&-Drop functionality in the IDE
• Improved code-saving efficiency by shifting logic to backend, doubling speed to ~1-2s with fewer failures.
• Introduced an innovative Dynamic Discount System where discounts decrease by 1% per hour.
• Developed Real-time IDE Sharing with email invitation and access control.
• Designed the Learning Path Architecture and accompanying ui for management.
• Developed the Projects feature utilising our IDE.

Constructed a fully responsive mobile version of a travel agency's website using Angular, developed entirely from scratch.

Crafted tailored applications to precisely match client requirements, utilizing extensive technical expertise for optimal functionality and user satisfaction.

Co-founded a multifaceted digital agency, providing diverse services encompassing web design/development, marketing strategies, graphic design solutions, corporate branding, and beyond.